Always broke before month end?This tool fixes that
A simple monthly budgeting toolkit that shows you exactly where your money should go, so you can pay bills, enjoy life, and still save and invest without stress.
Money is not running from you, it's just not being told where to go.
Every month, millions of Nigerians and Africans ask the same painful question.
"Where did my money go?"
Not because they're reckless or don't earn enough. But because no one gave them a simple, clear system that works in real life, with real African realities like black tax, rising transport costs, electricity bills, side hustle inflows, emergencies, school fees, data and subscriptions, family responsibilities…
This toolkit finally fixes that.
A monthly money map for real Nigerians and Africans.
No maths headache or guilt, enjoy clarity that removes confusion forever.
Clarity
See where your money should go
No guessing. No surprises. No "what happened?"
Balance
Pay bills, enjoy life, and still save
Your money stops fighting you - everything finally fits.
Growth
Save + invest easily every month
A simple structure that builds wealth quietly.
Everything you need to master your money , in one toolkit.
Bonus: Works perfectly whether you earn ₦50k or ₦5m.
The 50/30/20 Nigerian money plan
A real-life version that includes black tax, tithe, side hustle, and the realities of African living.
Ready to use Budget Template
Editable, printable, and structured. Just fill in your numbers - done.
Monthly Money Reflection Prompts
Helps you stay consistent, intentional, and in control.
The Moneywise Monthly Guide
Step-by-step instructions on how to plan your income, allocate expenses, and grow wealth.
The only budgeting tool made by Africans for Africans globally.
Other budgeting tools online don't understand black tax, unpredictable expenses, multiple income streams, side hustle money, fuel scarcity, family responsibilities, aso-ebi, airtime/data costs, church giving, currency instability…
This tool finally speaks our language and understands our reality, so your budget reflects your real life, not someone else's.
Picture your next month… but without money stress.
That's the power of giving your money direction.
You're not broke before the month ends
Your bills are paid on time
You enjoy life without guilt
Your savings and investments grow automatically
You finally see where every naira is going
You feel in control for the first time ever
A monthly money map for Africans anywhere.
Salary earners tired of 'money finishing' too early
Business owners who don't know where profits go
Students & young professionals building discipline
Parents juggling school fees, black tax, and responsibilities
Diaspora Africans managing two countries
Anyone who wants peace, clarity, and financial growth
Start budgeting in 3 simple steps
Download instantly
Pay ₦3,000 and get immediate access.
Fill in your numbers
Your income, your expenses, your reality - the template adjusts to you.
Follow the monthly map
The system tells you where your money should go. Just follow it.
The Moneywise Smart Budgeting Toolkit
Start today for only
₦3,000 • $3 • £3
- Full editable budget template
- Africanised 50/30/20 system
- Monthly income planner
- Reflection and accountability prompts
- Printable version
- Lifetime access
Most Common Questions
Will this work if I earn very little?
Yes, whether you earn ₦50k or ₦5m, the system adjusts. It was designed for low, medium, and high-income earners.
What if my income is not stable?
There’s a section for multiple income streams — salary, business, side hustle.
Does it work for people abroad?
Yes. It works with any currency.
Is it beginner-friendly?
100%. No complexity. No big English.
Can I use it for my whole family?
Yes — families love it.
Will it help me stop overspending?
Yes. It shows exactly where each naira should go.
Can I print it?
Yes — comes in printable + digital formats.
Will I see results immediately?
By your next salary cycle, yes.
Can students use it?
Absolutely — perfect for young adults.
Is it a one-time payment?
Yes. Lifetime access.
What if I don't know how to budget at all?
The guide walks you step-by-step.
Can I use it for my business?
Yes. There’s space for business income & expenses.
Your money doesn't have to embarrass you. It doesn't have to confuse or control you.
With one simple tool, you can take back control and start building the financial life you deserve.