Grow wealth with peace and a family that wants you to win
The Moneywise Circle is a wholesome community of Africans saving, learning, and growing every month with insider opportunities and support that helps you end each year wealthier.
Across Nigeria and the diaspora, Africans are working harder, earning more, yet still ending the year empty-handed. Money enters, life happens, and savings disappear.
Not because you lack discipline, but because no one gave you a simple system that helps you save, grow, and stay consistent without stress.
This is why the Moneywise Circle exists.
A stable, loving system that helps you build the habits that build wealth.
How the Circle works
The Moneywise Circle is a safe, transparent 12-month journey.
If you skip a month, you still get your savings back, you simply forfeit the growth share for that year. Each month brings new opportunities for growth.
Join the Circle
Create your profile and choose your monthly saving amount (₦10k minimum or diaspora equivalent).
Save & grow monthly
Your contributions go to our licensed financial partner. Each month, you learn and build discipline with community support.
Receive full savings+growth
You receive 100% of your contributions untouched + your share of the year’s profit if you stayed consistent.
Why the Circle works
Trusted by Africans worldwide because
Community support
You grow faster when you’re surrounded by people on the same journey.
Clear guidance
Each month brings simple lessons that make money easier to understand and apply.
Consistency built in
The structure helps you stay focused, disciplined, and confident all year.
Transparency & peace
You always know where your money is and how you’re progressing.
The money flow
Where your money goes clearly and safely.
Sign up
Create your Moneywise account and start saving chosen amount monthly.
Money Goes to Licensed Partner
Your money goes directly to our licensed financial institution, gets invested in regulated instruments.
Network, Learn & Grow All Year
You save consistently, join sessions, use tools, and build stronger money habits.
Receive Full Savings + Reward
In December, you get your 100% savings, plus your growth reward.
What sets Moneywise Circle apart
Many platforms teach money, the Circle transforms lives.
Your savings stay 100% yours
Your savings go directly to a licensed financial partner with complete transparency, security, and peace.
We understand Africans home and abroad
Africa, UK, US, Canada, we guide across borders with understanding.
We teach through real stories
Our simple, relatable money stories make everything finally make sense.
Exclusive investment opportunities
Monthly stock recommendations, vetted deals that help you grow lasting wealth.
Enjoy accountability that actually works
Private groups + weekly challenges + monthly check-ins, updates help you become consistent like never before.
We deliver real results every December
You end the year holding your savings, your growth, joy and freedom.
What you'll get inside the circle
Everything you need to grow and stay consistent in one place.
Monthly Masterclasses with Isaac and Guest Experts
Live, practical sessions covering money growth, investing, wealth protection, and peace of mind straight from Isaac and top global experts
Your Personal Money System Toolkit
Plug-and-play templates, affirmations, and trackers that help you set goals, budget, and automate your financial growth.
Private Members-Only Groups
A safe space to ask questions, share wins, and connect with people walking the same path.
The Moneywise Resource Vault
Instant access to all past replays, book reviews, courses, and bonus lessons, available anytime.
Faith + Freedom Sessions
Monthly guided sessions on purpose, mindset, and biblical wisdom for lasting peace and clarity.
Bonus: Moneywise Freedom Toolkit
A welcome bundle of templates and affirmations that help you grow money with calm and clarity.
Verified Investment Opportunities You Can Trust
Exclusive access to vetted, high-yield opportunities across Nigeria, the UK, Canada, and the US, from real estate to dollar funds and private deals.
Weekly Accountability and Money Challenges
Simple, fun weekly check-ins that help you stay consistent with saving, investing, and income growth.
1:1 and Group Coaching Hot Seats
Regular live Q&A and mentoring sessions with Isaac and Moneywise coaches, so you don’t just learn, you apply.
Business & Income Growth Lab
Workshops and tools that show you how to start or scale profitable income streams, online and offline.
The Freedom Fund Network
Private member collaborations to invest together in safe, high-yield opportunities, with full transparency.
What you'll get inside the circle
Everything you need to grow and stay consistent in one place.
Monthly Masterclasses with Isaac and Guest Experts
Live, practical sessions covering money growth, investing, wealth protection, and peace of mind straight from Isaac and top global experts
Your Personal Money System Toolkit
Plug-and-play templates, affirmations, and trackers that help you set goals, budget, and automate your financial growth.
Private Members-Only Groups
A safe space to ask questions, share wins, and connect with people walking the same path.
The Moneywise Resource Vault
Instant access to all past replays, book reviews, courses, and bonus lessons, available anytime.
Faith + Freedom Sessions
Monthly guided sessions on purpose, mindset, and biblical wisdom for lasting peace and clarity.
Verified Investment Opportunities You Can Trust
Exclusive access to vetted, high-yield opportunities across Nigeria, the UK, Canada, and the US, from real estate to dollar funds and private deals.
Weekly Accountability and Money Challenges
Simple, fun weekly check-ins that help you stay consistent with saving, investing, and income growth.
1:1 and Group Coaching Hot Seats
Regular live Q&A and mentoring sessions with Isaac and Moneywise coaches, so you don’t just learn, you apply.
Business & Income Growth Lab
Workshops and tools that show you how to start or scale profitable income streams, online and offline.
The Freedom Fund Network
Private member collaborations to invest together in safe, high-yield opportunities, with full transparency.
Bonus: Moneywise Freedom Toolkit
A welcome bundle of templates and affirmations that help you grow money with calm and clarity.
What members are saying
Your freedom begins now.
Join thousands of Africans building wealth with peace, and purpose.
Frequently Asked Questions
Everything you need to know about The Moneywise Circle
Is the Circle an ajo or rotation?
No. The Circle is not ajo, not rotation, and not “save and carry.” It is a yearly saving and growth system where you save monthly, learn monthly, and receive your full savings + your growth in December.
Where does my money go?
Your money goes directly to our licensed partner institution, not to Moneywise and not to any individual. You get your own dashboard where you see your savings each month. This gives full security and clear transparency.
What happens if I miss a month?
You still get 100% of your savings back in December. The only difference is that you will not receive the bonus growth for that year. Consistency earns the bonus. But no one loses their money — ever.
How much can I save each month?
Start from ₦10,000 minimum and go up based on your strength — ₦20k, ₦50k, ₦100k, ₦1m… Choose what fits your season. What matters is consistency.
Can I increase my monthly savings?
Yes. You can increase at any time. Many members start small and grow as their confidence grows. You simply can’t go below your starting amount.
When do I get my money back?
Every December, between the official payout dates, you receive:
- 100% of your savings
- Your bonus growth (if you stayed consistent).
This is clear and structured.
Is the Circle safe?
Yes. Your money stays with licensed, regulated financial partners. Everything is handled professionally, with full accountability and zero shortcuts.
What do I get apart from saving?
You get:
- Monthly money lessons
- Live sessions with Isaac
- Guided tools and templates
- A wholesome community
- Access to safe opportunities
- Accountability
- Support from Africans home and abroad.
The growth is both financial and personal.
Who can join the Circle?
Anyone who wants to save better, learn better, and grow steadily. Nigeria, UK, US, Canada, Ghana — you can join from anywhere.
Is this for people who earn small?
Yes. This system was created for everyday Africans with everyday income. You don’t need to be rich to start — you only need to be willing.
Can I withdraw before December?
No. The strength of the Circle is consistency. The money stays untouched until the December payout window.
What makes the Circle different from other saving groups?
We guide your whole life, not only your money. We teach in simple stories. We support Africans home and abroad. We work with licensed partners. We provide real guidance, not pressure. And you end the year stronger than you started.
How do I join?
Very simple: Sign up on the Moneywise platform, Choose your monthly amount (From N10,000 upwards), Start saving consistently, Join the sessions, Receive your savings + growth in December.
When does the next cycle start?
You can join anytime. Your saving cycle starts the month you join.
Can I invite others?
Yes. The Circle grows through families, friends, and people who want better for themselves and their loved ones.
Frequently Asked Questions
Everything you need to know about The Moneywise Circle
Is the Circle an ajo or rotation?
No. The Circle is not ajo, not rotation, and not “save and carry.” It is a yearly saving and growth system where you save monthly, learn monthly, and receive your full savings + your growth in December.
Where does my money go?
Your money goes directly to our licensed partner institution, not to Moneywise and not to any individual. You get your own dashboard where you see your savings each month. This gives full security and clear transparency.
What happens if I miss a month?
You still get 100% of your savings back in December. The only difference is that you will not receive the bonus growth for that year. Consistency earns the bonus. But no one loses their money — ever.
How much can I save each month?
Start from ₦10,000 minimum and go up based on your strength — ₦20k, ₦50k, ₦100k, ₦1m… Choose what fits your season. What matters is consistency.
Can I increase my monthly savings?
Yes. You can increase at any time. Many members start small and grow as their confidence grows. You simply can’t go below your starting amount.
When do I get my money back?
Every December, between the official payout dates, you receive:
- 100% of your savings
- Your bonus growth (if you stayed consistent).
This is clear and structured.
Is the Circle safe?
Yes. Your money stays with licensed, regulated financial partners. Everything is handled professionally, with full accountability and zero shortcuts.
What do I get apart from saving?
You get:
- Monthly money lessons
- Live sessions with Isaac
- Guided tools and templates
- A wholesome community
- Access to safe opportunities
- Accountability
- Support from Africans home and abroad.
The growth is both financial and personal.
Who can join the Circle?
Anyone who wants to save better, learn better, and grow steadily. Nigeria, UK, US, Canada, Ghana — you can join from anywhere.
Is this for people who earn small?
Yes. This system was created for everyday Africans with everyday income. You don’t need to be rich to start — you only need to be willing.
Can I withdraw before December?
No. The strength of the Circle is consistency. The money stays untouched until the December payout window.
What makes the Circle different from other saving groups?
We guide your whole life, not only your money. We teach in simple stories. We support Africans home and abroad. We work with licensed partners. We provide real guidance, not pressure. And you end the year stronger than you started.
How do I join?
Very simple: Sign up on the Moneywise platform, Choose your monthly amount (From N10,000 upwards), Start saving consistently, Join the sessions, Receive your savings + growth in December.
When does the next cycle start?
You can join anytime. Your saving cycle starts the month you join.
Can I invite others?
Yes. The Circle grows through families, friends, and people who want better for themselves and their loved ones.
The money safety promise
Your money is protected always